GARUT – The West Java Provincial Financial Services Authority (OJK Jabar) and the Garut Regency Government (Pemkab Garut) remain committed to strengthening safe, affordable, and quality financial access for all, as well as encouraging more equitable regional economic growth.

 

This commitment is outlined in the 2026 Work Program of the Regional Financial Access Acceleration Team (TPAKD).

 

"The preparation of this 2026 Work Program will encourage the TPAKD to work in a more focused, structured, and measurable manner, as well as to have a high impact on the regional economy," said the Head of OJK Jabar, Darwisman, during a meeting with Garut Regent Abdusy Syakur Amin at the Garut Regent's Hall.

 

Also present at the meeting were Nofa Hermawati, Head of the Tasikmalaya Financial Services Authority (OJK), Melati Usman, Director of Financial Services Institution Supervision 1 of the West Java OJK, Dedy Mulyadi, Regional Assistant II for Economic and Development Affairs of Garut Regency, Saeful Hidayat, Head of the Regional Financial and Asset Management Agency (BPKAD) of Garut Regency, Hendra Siswara Gumilang, Head of the Garut Regency Cooperatives Office, and Asep Wahyu Ismail, Head of the Garut Branch of PT Bank Jawa Barat dan Banten Tbk. (Bank Jawa Barat dan Banten Tbk.).

 

Darwisman stated that Garut Regency's economy is believed to have significant potential that can be optimized. First, Garut Regency enjoys a demographic bonus, with the majority of the population being Generation Z (28.40 percent of the total population) and Millennials (23.30 percent of the total population). Both generations are currently in their productive age.

 

Furthermore, the Alpha generation (22.62 percent of the total population of Garut Regency) is poised to enter productive age in the next few years, requiring preparation for the quality of its human resources through several programs, including education and skills development.

 

Second, Garut Regency boasts agricultural resources with high economic value. Some of its leading commodities include Garut sheep, dairy cattle, corn, bananas, red chilies, potatoes, cardamom, and ginger.

 

Besides being consumed, these commodities can be processed into industrial-scale products, including leather crafts, silk weaving, woven goods, and banana chips.

 

Third, Garut Regency boasts a geographical advantage, situated between lowland and highland areas. With an area of ​​3,101 square kilometers, Garut Regency still has ample land for expanding the development of its leading commodities.

 

"Regency governments can identify superior commodities with high economic value and in line with the unique characteristics of each region, and set targets for them to become the TPAKD work program for next year.

 

Of course, this TPAKD work program is aligned with national and regional development plans, including the RPJMN and RPJMD, so that each TPAKD program contributes directly to achieving the government's strategic goals," said Darwisman.

 

Garut Regent Abdusy Syakur Amin responded positively to the OJK's initiative to jointly develop the 2026 TPAKD Work Program. According to him, the Garut Regency government has inventoried all regional potential that contributes to the economy.

 

"When I met in the field, people admitted to having limited capital to implement their regional economic development programs," he said.

 

He gave the example of developing the Cavendish banana variety as a superior commodity. In addition to meeting household consumption, the community is encouraged to produce processed products from the Cavendish banana variety, thereby increasing product value and creating jobs.

 

To address these challenges, according to Abdusy Syakur Amin, the public is encouraged to access capital from bank loans, including the People's Business Credit (KUR).

 

Furthermore, the Financial Services Authority (OJK) can encourage banks to facilitate KUR distribution for the public.

 

[SOURCE]