News - Pegadaian Gold Investments in West Java Soar 295 Percent, with Millennials and Gen Z the Main Drivers

Pegadaian Gold Investments in West Java Soar 295 Percent, with Millennials and Gen Z the Main Drivers

Jan, 07 2026

PT Pegadaian Regional Office (Kanwil) X West Java reported a significant increase in gold investment throughout 2025. This growth reached 295.51 percent year-on-year (yoy), demonstrating the strong appeal of gold as an investment instrument. This surge was largely driven by the active participation of millennials and Gen Z, who are increasingly aware of the importance of securing future assets.

The Regional Head of PT Pegadaian Regional Office X West Java, Dede Kurniawan, revealed on Tuesday in Bandung that this growth figure exceeded the company's initial expectations. This phenomenon reflects a shift in behavior among West Java residents, who are now more oriented towards long-term investments. Gold remains a favorite choice amidst global economic uncertainty, affirming its position as a safe haven asset.

The largest contribution to this massive growth comes from the Gold Savings sector, which is highly sought after by young people. Furthermore, the Gold Installment program is also a popular option for workers and business owners in West Java for more targeted financial planning. Value stability and high liquidity are key reasons why gold remains relevant as a safe investment instrument.

The Appeal of Gold Amidst Economic Dynamics

Pegadaian's gold investments demonstrated exceptional performance in 2025, with growth reaching 295.51 percent in West Java. This figure demonstrates that gold remains a highly sought-after investment instrument, especially amidst the constantly changing global economic fluctuations. Millennials and Gen Z are the main drivers behind this surge, demonstrating increased financial awareness among young people.

Dede Kurniawan explained that this nearly threefold growth is not merely a statistic, but rather an indicator of a shift in societal mindset. West Javanese people are now more focused on long-term investments to maintain their financial stability. Gold is considered a safe option due to its stable value and ease of liquidation.

Gold's characteristics as a safe haven asset make it a primary choice during times of economic uncertainty. Its stable value and high liquidity provide a sense of security for investors. Therefore, it is not surprising that Pegadaian gold investments continue to attract interest from various groups, especially the younger generation seeking financial security.

Pegadaian's Flagship Program Attracts Young Investors

A significant contribution to Pegadaian's gold investment growth comes from its highly popular Gold Savings program. This program is designed to make it easier for people, especially millennials and Gen Z, to start investing in gold with affordable capital. Easy access and flexibility are key attractions for this digitally savvy generation.

In addition to Gold Savings, the Gold Installment program is also a favorite among workers and business owners in West Java. This program allows them to acquire gold in installments, according to their individual financial capabilities. This option is very helpful in long-term financial planning without burdening monthly cash flow.

These two programs demonstrate Pegadaian's commitment to providing innovative and inclusive gold investment solutions. With the various options offered, Pegadaian has successfully reached a wider market segment. This strengthens Pegadaian's position as a market leader in pawn-based financial solutions and gold investment in the West Java region.

Pegadaian's Strategy to Strengthen Digital Financial Literacy

Facing the 2026 financial year, PT Pegadaian Regional Office X West Java plans to strengthen its service reach. This strategy involves optimizing the role of Pegadaian agents and collaborating closely with local communities. The goal is to ensure easy access to gold investment for all levels of society, including those in remote areas.

The company's primary focus going forward is strengthening digital financial literacy. Dede Kurniawan emphasized that this effort is crucial to ensuring information and access to gold investment can reach all villages in West Java. Pegadaian aims to make gold investment part of a healthy financial lifestyle for everyone.

By strengthening digital literacy and reach, Pegadaian hopes to maintain its position as a market leader. This initiative also aligns with the government's efforts to increase financial inclusion in Indonesia. Through innovation and education, Pegadaian hopes to increase demand for gold investment and provide sustainable financial benefits.

[SOURCE]

Investment in the Second Quarter of 2024 Reached Rp428.4 Trillion: Mining and Basic Metal Industry Sectors Dominant

The Ministry of Investment or the Investment Coordinating Board (BPKM) recorded an investment achievement of Rp428.4 trillion in the second quarter of 2024. This information was conveyed by the Minister of Investment/Head of BPKM, Bahlil Lahadalia, in a press conference at the Command Center Room, Barli Halim Building, Ministry of Investment, South Jakarta, on Monday (29/7/2024). According to Bahlil, Indonesia's economic growth increased by 6.7 percent compared to the previous year, and an increase of 22.5 percent compared to the previous quarter. “Despite the global economic uncertainty, we remain grateful that the global public still trusts us as one of the investment destinations, both from outside and within the country,” he said. In the second quarter of 2024, foreign investment (FDI) reached Rp217.3 trillion, an increase of 6.3 percent from the previous year. Meanwhile, domestic investment (PMDN) was recorded at Rp211.1 trillion, an increase of 7.1 percent. The sector that absorbed the most investment was the base metal industry with a value of Rp74.0 trillion, followed by the mining sector at Rp45.6 trillion, telecommunications warehouse transportation at Rp41.3 trillion, residential, industrial, and office areas at Rp33.5 trillion, and other services at Rp30.6 trillion. The top five regions in PMA investment realization were West Java (USD2.5 billion or 17.5 percent), Central Sulawesi (USD2.1 billion or 14.6 percent), DKI Jakarta (USD1.8 billion or 12.9 percent), North Maluku (USD1.7 billion or 12.4 percent), and Banten (USD1.3 billion or 9.3 percent). For PMDN, DKI Jakarta led with IDR33.1 trillion (16.1 percent), followed by West Java with IDR25.6 trillion (12.1 percent), East Java with IDR25.1 trillion (10.3 percent), and West Nusa Tenggara with IDR25.2 trillion (7.2 percent). Bahlil also mentioned five major countries investing in Indonesia, namely Singapore (USD4.6 billion), China (USD2 billion), Hong Kong (USD1.9 billion), South Korea (USD1.3 billion), and the United States (USD0.9 billion). In addition, BPKM also focuses on investment for micro and small enterprises (MSEs), with 2,411,350 MSE projects registered in the first semester of 2024. These projects, which include 2,206,932 micro projects and 204,418 small projects, have an investment value of IDR127.0 trillion and have created 4,696,618 jobs. SOURCE

Jul, 30 2024

Garuda Spark Innovation Hub Launched, Strengthening Bandung as the Birthplace of New Digital Talent

KOMPAS.com – Bank BJB reaffirmed its commitment to supporting accelerated investment in West Java (Jabar) by facilitating The 3rd West Java Investment Roadshow 2025 at the Krakatau Ballroom, T-Tower Bank BJB, Jakarta, on Tuesday (9/23/2025). This event is part of a series of events leading up to The 7th West Java Investment Summit 2025, which will take place in November 2025. The event, initiated by the West Java Provincial Government (Pemprov) and the West Java Representative Office of Bank Indonesia, aims to accelerate investment and promote ready-to-offer projects to both national and global investors. The forum brought together representatives from the central and regional governments, the banking sector, international financial institutions, diplomatic representatives, and investors to explore the strategic opportunities offered by West Java. During the forum, 16 priority investment projects worth Rp 24.6 trillion or equivalent to US$1.49 billion were presented. These 16 projects cover the agribusiness, infrastructure, energy, and development areas sectors. Investors were enthusiastic about these projects, as evidenced by the signing of 27 letters of intent (LoI). The West Java Provincial Government also affirmed its support for the realization of investments through easy licensing, regulatory certainty, and full facilities from the local government (pemda). Concrete support from Bank BJB Bank BJB is present as a financial partner that is ready to provide concrete financing support for strategic projects. Bank BJB's participation not only accelerates West Java's economic growth but also strengthens the province's competitiveness as an integrated industrial, logistics, and education hub. In addition to financing, Bank BJB also offers modern digital services, such as DIGI Mobile Banking and Internet Banking Corporate. These services facilitate transactions, financing, and the integration of local financial systems, and are expected to enhance efficiency for businesses and investors. For information, the Indonesian government is targeting higher investment needs throughout the 2025-2029 period to support national economic growth. Nine strategic sectors have been designated as priorities, ranging from new and renewable energy to the development of education and vocational training. Various fiscal and non-fiscal incentives are offered, such as tax holidays, tax allowances, and super tax reductions for research and education. Special policies are also directed at accelerating the electric vehicle ecosystem, a sector that is now one of West Java's strengths. With simpler regulations through the Job Creation Law, a risk-based OSS system, and the development of special economic zones (KEK) and industrial zones, West Java has gained an advantage as one of the national growth centers. West Java itself has made a significant contribution to national investment, particularly in the automotive, transportation, housing, and industrial estate sectors. The province is also the center of the national electric vehicle ecosystem, from upstream to downstream, which is in line with Indonesia's sustainable development direction. West Java's economy also recorded positive growth in the second quarter of 2025, supported by household consumption, increased investment, and exports to China and India. Controlled inflation, particularly due to falling food prices, provides stability for investors. With a strong investment ecosystem, regulatory support, and active involvement from regional banks, Bank BJB is optimistic that West Java will become a gateway for investment into Indonesia and a driving force for national development towards more inclusive, green, and sustainable economic growth. Bank BJB's participation in investment forums, such as the West Java Investment Roadshow, is expected to bring investors together with potential projects and accelerate the realization of new investments in West Java. As a strategic partner of the West Java Provincial Government, Bank BJB reaffirms its commitment to making investment the main driver of regional economic growth. [SOURCE]

Dec, 12 2025

The Right Steps for Long-Term Stock Investment for Beginners

The ever-changing dynamics of the global economy require individuals to develop a deeper understanding of asset management. Amid rising inflation that can gradually erode the value of conventional currencies, investment instruments become a crucial solution for preserving purchasing power in the future. Long-term stock investment stands out as one of the most rational choices for individuals who aim to build sustainable wealth by participating in the ownership of productive and innovative companies. Understanding the mechanisms of the capital market is a fundamental first step before allocating funds to risk-bearing assets. In principle, the growth of stock prices is driven by the performance of companies and macroeconomic conditions that support overall business stability. Beginner investors must recognize that daily price fluctuations are a natural part of the market ecosystem. However, over a longer time horizon, economic growth trends are generally reflected in the appreciation of high-quality stocks. One of the greatest advantages of long-term investing lies in the concept of compound interest, which allows profits to be reinvested and generate even greater returns over time. In today's digital economy, access to information and the convenience of trading through online brokerage platforms have significantly lowered the barriers to entry for the general public. This development enables investors to diversify their portfolios more efficiently while mitigating potential risks in both global and domestic capital markets. Selecting stocks with strong fundamentals is a key pillar in building a resilient investment portfolio. Investors are encouraged to focus on companies with consistent earnings records, professional management, and business models that remain relevant to modern economic developments. By carefully analyzing financial statements, investors can identify a company's intrinsic value and avoid speculative traps that often lead to short-term losses. Sector diversification is another smart strategy to protect investment value from shocks affecting a particular industry. Allocating capital across various sectors such as banking, consumer goods, and technology can provide balance when one sector experiences contraction due to fiscal or monetary policy changes. This approach ensures that the overall growth of a portfolio does not rely solely on a single entity but is supported by multiple engines of economic growth. Maintaining discipline through regular investment, commonly known as the dollar cost averaging method, is highly effective in dealing with volatile market conditions. By setting aside a portion of income periodically without being influenced by emotional market sentiment, investors can obtain a more competitive average purchase price over time. This method is particularly suitable for beginners because it helps minimize the risk of mistiming market entry during periods of uncertainty.[source]

Mar, 04 2026

TPPAS Lulut Nambo Bogor requires an investment of IDR 900 billion to operate

Kabupaten Bogor (ANTARA) - PT Jabar Bersih Lestari, which is a subsidiary of the Regional Owned Enterprise (BUMD) of West Java Province, PT Jasa Sarana, said that the Lulut-Nambo Waste Processing and Final Processing Site (TPPAS) in Bogor Regency requires an investment of IDR 900 billion to be operational. "We are still waiting for investors, we are in the phase of attracting investors, currently still in process, the investment is around IDR 900 billion," said the Main Director of PT Jabar Bersih Lestari (JBL) Gun Gun Saptari Hidayat at TPPAS Lulut Nambo which is located in Klapanunggal, Bogor Regency, Java West, Wednesday. PT JBL, which is a subsidiary of PT Jasa Sarana, will implement a government-business entity (KPBU) cooperation mechanism with investors or private companies in managing the Lulut Nambo TPPAS. Currently, an assessment process is underway for potential investor companies. According to Gun Gun, the assessment needs to be carried out selectively considering that potential investors previously had to cancel work midway. "Now we are in the investor assessment process, we will inform you later (of the results). Initially the first investor had agreed to build, it had started, then there were problems in the middle of the road. Indeed, the PPP has a lot of dynamics. We ask for prayers," said Gun Gun. After the work was abandoned by investors, the Lulut Nambo TPPS, which was built in 2017, finally received budget support from the West Java Provincial Government in the form of Regional Capital Inclusion (PMD) of around IDR 60 billion to complete phase one of construction. Now, during the trial period, the Lulut-Nambo TPPAS is capable of processing 50 tons of waste per day and producing biomass and "refuse derived fuel" (RDF) of around 40 percent of the weight of the waste processed. Gun Gun said that if the Lulut-Nambo TPPAS had been built from an investment of IDR 900 billion, it would be able to process around 1,800 tons to 2,300 tons of waste a day. (SOURCE)

Feb, 22 2024

Chinese Garment Companies Flock to Build Factories in West Java

The textile and textile products (TPT) industry in West Java has faced significant pressure in recent years. Several factories have reportedly closed, while others have chosen to relocate production to Central Java to reduce operational costs. However, amid these conditions, industrial areas in West Java have started to receive new investors from China, particularly in the garment sector. This phenomenon shows a new dynamic in the national textile industry landscape. General Manager Sales & Tenant Relations Suryacipta Binawati Dewi said that Chinese garment companies have begun building factories in the industrial areas they manage. "From my presentation earlier, there are several garment factories from China that have come to us," said Dewi. The garment sector has even become one of the sectors with the highest number of companies entering the industrial area. "Maybe around 35% of the tenants from China that entered are engaged in the garment sector," she said. The entry of this new investment has attracted attention because it occurs at a time when the domestic textile industry is facing various challenges. In recent years, several textile factories in West Java have reportedly closed operations or moved their production to other regions, especially Central Java. The relocation is generally driven by production cost factors, including labor wages and operational efficiency. Central Java is considered to offer more competitive production costs for labor-intensive industries. Nevertheless, Dewi believes that West Java still has its own appeal for foreign investors, especially those who want to take advantage of the already established industrial ecosystem. "For garments, usually one factory requires around 5 to 6 hectares of land," she said. The relatively small factory size allows this sector to grow faster in terms of the number of tenants compared to large industries such as automotive. "In terms of numbers, garments are quite many. But in terms of land size, automotive is still the largest," Dewi said. She added that one automotive facility can require more than 100 hectares of land, which is very different from garment factories that operate on a smaller scale. Even so, the presence of several new garment factories from China is considered a signal that West Java remains a destination for manufacturing industry investment. "Now there are several garment factories from China that have entered and started building their production facilities," she said. The trend of foreign garment investors entering shows that industrial areas in West Java still have competitiveness amid the pressure experienced by the domestic textile industry. "If seen from the number of tenants, the garment sector from China is indeed quite dominant among new investors entering," said Dewi. [Source]

Mar, 16 2026

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